It occurred to me that the problem in selecting wording is that people are trying to put wording for two different purposes into one phrase. I thought the uncondensed version shown in the question was pretty good (could benefit from a little tweaking, but better than the condensed version), but then I looked at the source linked in the question, and the purpose for the condensed version.
The purpose of the shortened form is to serve as a brief summary phrase in a list of similar items. A multi-line explanation would be inconsistent with the other entries. In the Help section, you need things brief or nobody who needs to read it will do so. It isn't intended as comprehensive guidance, just an overview.
As a brief summary phrase, the condensed version is pretty good. There's only so much precision possible in a few words for a complex point, and the condensed version seems accurate. To me, the current phrase, as listed in the question, is the best wording for that of what's been suggested.
For the Help article, it's appropriate to have the brief bullet list summarizing the gist of all the kinds of things that apply. I think the solution is to have a link to more complete explanations of each bullet that needs it. There, the wording can be as complete and precise as necessary. That could be done as another page in the Help section or a FAQ page on A&C Meta.